The main objective of our Portfolio Design process is to determine the most appropriate asset mix for your family to achieve its short and long term objectives.

Our process begins by identifying your unique financial DNA and a thorough review of your capacity and tolerance for risk. During this process we determine your specific liquidity needs, income requirements, investment time horizon and any unique tax considerations. We also model the impact of various changes in your lifestyle over the life of your plan, and how economic variables such as inflation and market volatility may effect your long term plan.

Once our fact finding process has been fully completed, we then create your personalized Investment strategy or Policy Statement (IPS).  The IPS summarizes your investment objectives, outlines the strategies we will employ to meet them, and provides a road map of how your account will be managed.

In addition to any unique portfolio requirements, your customized portfolio is designed to achieve multiple objectives:

• Maximize return for risk taken
• Reduce risk by diversifying investments across multiple asset classes, currencies and globally
• Enhance risk-adjusted returns through systematic rebalancing
• Utilize appropriate tax planning strategies to minimize and defer your overall tax liability on investments

Our Five Step Portfolio Construction Process